Physician Malpractice Insurance Overview

Physician Malpractice Insurance Ohio, New Jersey, PennsylvaniaPittsburgh Property & Casualty represents physician malpractice insurance markets providing coverage to medical doctors and osteopaths practicing in the following states:

Physician malpractice insurance coverage is available on an individual basis as well for professional corporations, partnerships and other group entities.

Most physician malpractice insurance companies require a majority of the physician shareholders, partners or employed practitioners to insure with the carrier to provide entity coverage.

Various physician malpractice insurance policy limits are available in most states. However, Pennsylvania coverage requirements include policy limits of $500,000 each incident/$1,500,000 annual aggregate. Mcare fund coverage with limits of $500,000/$1,500,000 is also required.

Physician malpractice insurance premiums are based on practice specialty, county of practice and practice hours. Various discounts may apply based on date of completion of residency/fellowship and prior claims history. Depending on the company, coverage may be provided on an “Occurrence” or “Claims-made” policy form.

For physician malpractice insurance “policy form” details, please click the Frequently Asked Questions link below:

Of course, underwriting approval of a physician malpractice insurance application is required prior to the offering of coverage or the binding of a malpractice insurance contract.

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